ABSTRACT
This study sought to examine the challenges of Liquidity Management in Nigeria’s Commercial banks. The study identified some of the notorious factors responsible for most banks’ liquidity problems such as high ratio of Non-performing loans (NPL), excessive risks concentration, fluctuations in statutory Reserve requirements; Assets mismatch in portfolio selection, and Poor Corporate Governance. In order to tackle the magnitude of the problems, the researcher limited the scope of the study to ten year period (2000-2009) in First Bank, Access Bank and United bank for Africa PLC and established three specific objectives and related research questions to guide the study. The secondary data generated from the Financial Statements Reports and Accounts of the selected banks as well as the Central Bank of Nigeria (CBN) reports for the period was used to test and analyze the three hypotheses, based on the stated objectives and the related research questions, using a Parametric statistical sample paired t- test model and Pearson’s Correlation coefficient as the statistical tools. Based on the research findings, it was recommended among others that banks should strengthen their institutional capacity, exercise prudence in credit administration and avoid excessive risk exposure.CBN should also re-appraise the existing corporate governance code necessary and also embrace more pro-active mechanisms in the discharge of their oversight functions for sustainable banking sector liquidity, public confidence, safety and professionalism in banking practice.
BACKGROUND OF THE STUDY
In Nigeria, epidemiological reporting to the country's health authorities i...
ABSTRACT
This research work “Effective And Efficient Marketing Of Poultry Products” in...
BACKGROUND OF THE STUDY
Advertising is one of major ways in which sellers use in order to stimula...
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Commercially available (farmed and wild) fish in the Yola-Jimeta region, ...
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The study examined the effects of behaviour disorder on academic performance using Katsina University as case s...
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This study was carried out to examine investigation into the causes and effects of the Russian invasion of Ukra...
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This research work on the impact of product innovation on the growth of a firm; this means, the yield that comes f...
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The study of the biology of three fish species; Tilapia zillii, Clarias gariepinus and Synodontis clarias with reference to thei...
BACKGROUND OF STUDY
Scholars and educational authorities have long been interested in the relationship...
ABSTRACT
This study investigated the effects of brainstorming and thought stopping counselling techniques on academic task-avoidance amon...