ABSTRACT
This study sought to examine the challenges of Liquidity Management in Nigeria’s Commercial banks. The study identified some of the notorious factors responsible for most banks’ liquidity problems such as high ratio of Non-performing loans (NPL), excessive risks concentration, fluctuations in statutory Reserve requirements; Assets mismatch in portfolio selection, and Poor Corporate Governance. In order to tackle the magnitude of the problems, the researcher limited the scope of the study to ten year period (2000-2009) in First Bank, Access Bank and United bank for Africa PLC and established three specific objectives and related research questions to guide the study. The secondary data generated from the Financial Statements Reports and Accounts of the selected banks as well as the Central Bank of Nigeria (CBN) reports for the period was used to test and analyze the three hypotheses, based on the stated objectives and the related research questions, using a Parametric statistical sample paired t- test model and Pearson’s Correlation coefficient as the statistical tools. Based on the research findings, it was recommended among others that banks should strengthen their institutional capacity, exercise prudence in credit administration and avoid excessive risk exposure.CBN should also re-appraise the existing corporate governance code necessary and also embrace more pro-active mechanisms in the discharge of their oversight functions for sustainable banking sector liquidity, public confidence, safety and professionalism in banking practice.
ABSTRACT
The work examined the impact and effectiveness of judicial proceeding and democratic governanc...
ABSTRACT: This study Investigated the Role of Early Childhood Education in Disaster Response Preparedness. T...
INTRODUCTION
Since the discovery of crude oil in Nigeria, farming activities has had its fare share of inconsistencies a...
ABSTRACT
The research topic of this study is “The Effect of Computerized Accounting System on the Performance of in Banking Industr...
ABSTRACT
The purpose of this study was to establish the influence of CBOs particular influence on the development of th...
ABSTRACT
This study analyzed the implications of culture and traditions of Ebira on the practices of Islamic system of inheritance among...
ABSTRACT
In structural detailing, the project is initiated by the structural engineer. The architectura...
ABSTRACT
This study used a survey design to examinethe relationship between job satisfaction and teachers performanc...
Background to the Study
Education is often recognized as the most effective tool available for accompli...
ABSTRACT
This research focuses on Manpower Planning and Development as an effective fool for Achieving Original Goals, using star paper M...